Portugal attracts expats with its high quality of life and relatively low cost of living. Find out how to rent property, what are the features of renting an apartment and other important details about real estate in the country

Order an insurance policy for safe travel, stay or work abroad

BUY

Portugal is becoming an increasingly popular destination for expats due to its high quality of life, mild climate, rich culture and relatively low cost of living compared to other Western European countries. If you are planning to move to Portugal for a long-term stay, it is important to know how to rent a property. Here is a comprehensive guide for foreigners on renting property in Portugal.

Choose a reliable health insurance policy on the Visit World portal to protect yourself from unforeseen expenses during your move. Support from a trusted insurance agent with a guaranteed payout in just a couple of clicks!

Where should foreigners look for accommodation in Portugal?

There are several ways you can use when looking for property in Portugal:

1. Online portals

The most popular way to find rental properties is on online platforms. Websites such as Idealista, OLX, Imovirtual and BPI Expresso Imobiliário list apartments and houses all over Portugal. These platforms are user-friendly and allow you to filter properties based on your preferences such as location, price and size. Some portals also allow users to circle the area in which they are looking for an apartment to make their search easier.

2. Local agencies and real estate agents

While online platforms are widely used, many expats also choose to work with local real estate agents. These agencies have in-depth knowledge of the market and can help you find a home that suits your specific needs, especially in more competitive cities like Lisbon or Porto.

3. Social media groups and forums

Expats often use Facebook groups or forums to find housing options or get recommendations from others who have already moved. Sometimes this can lead to better deals or direct connections with landlords.

What you need to know about renting in Portugal?

Renting in Portugal can be different from other countries in several ways. Here are some key features to keep in mind:

1. Rental contract

In Portugal, rental contracts are usually signed for 12 months with the possibility of renewal. The contract can be automatically renewed after the first year if neither party decides to terminate it. Longer-term contracts (e.g. 3-5 years) are also possible, especially in more stable rental markets.

2. Deposit and rent

Landlords usually require one or two months’ rent as a security deposit in addition to the first month’s rent. The deposit is returned at the end of the lease term, provided there are no damages. Rent is usually paid monthly and must be paid by bank transfer.

3. Furnished or unfurnished accommodation

Many rental properties in Portugal are unfurnished, especially in more rural areas. However, in cities such as Lisbon and Porto, furnished apartments are available, but they tend to be more expensive. Be sure to check the condition of the property (e.g. whether the kitchen is fully equipped or whether you need to buy your own appliances).

4. Utilities

In many cases, utilities (such as water, electricity and gas) are not included in the rent. It is important to clarify what is included and what is not in the rental agreement. This will ensure that you have a clear understanding of your monthly budget.

5. Language barrier

Rent agreements are usually drawn up in Portuguese, so if you are not fluent in the language, we recommend that you seek the help of a translator or a real estate agent who speaks your language. Before signing any contract, it is important to fully understand the terms.

6. Waiting period

Most often, apartments are listed several months before the current residents move out.

7. Demand for real estate

In large cities, demand is very high, so tenants have to fight, for this they use the following methods:

- Increase the advance payment - offer six months + in advance. Standard terms: 2 months + 2 deposits.

- Increase the lease term – optimally, if from 2 years (because then the owners will save on taxes)

- Make mini-presentations of themselves – tell who they work for, how much they earn, attach a photo.

8. Guarantor

Sometimes the owners ask for a Portuguese guarantor who will vouch for you. If not, an advance payment for several months in advance.

What should a foreigner look for when renting an apartment in Portugal?

When renting a property in Portugal, there are a few important details to consider:

1. Condition of the property

Always inspect the property before signing a lease. Look for any signs of wear and tear, mold (a common problem in Portuguese apartments that is often covered up with paint and air fresheners), plumbing or electrical problems. If you notice any problems, make sure they are fixed before you move in and document them in the lease to avoid any disputes later.

2. Location and accessibility

Portuguese cities have excellent public transport networks, but it is still important to check the proximity of the property to basic amenities such as supermarkets, schools, healthcare and public transport stops. If you are planning to drive, check whether there is parking available.

3. Neighborhood and safety

Research the neighborhood to make sure it suits your lifestyle. Expats often prefer central locations for convenience, but suburban areas can offer more peace and better value for money. Walk around the neighborhood to assess safety, noise levels, and the general environment.

4. Rent price compared to market rates

While rent prices are generally affordable compared to many European capitals, they have been increasing in recent years, especially in Lisbon and Porto. Make sure the rent you pay is in line with market rates in the area.

5. Soundproofing

If the house is located next to a road or public space, this can be a problem. Given the local quality of construction.

6. Amount of light in the apartment

If the sun shines during the day, it will be warmer in the winter, and too hot in the summer. And vice versa: not enough sun means cooler in the summer, colder in the winter.

Should you work with real estate agents to rent an apartment in Portugal?

Working with a real estate agent in Portugal can be extremely beneficial, especially if you are unfamiliar with the local market and language. Here are some reasons why you might want to consider working with one:

- Local experience: Real estate agents are knowledgeable about the area and can help you find a property that fits your budget and needs. They can also provide information about local rental regulations and procedures.

- Language assistance: Many real estate agents speak multiple languages, which can be a big advantage if you are not fluent in Portuguese. They can help with translating rental agreements and communicating with landlords.

- Negotiations: Real estate agents can negotiate on your behalf to secure the best terms for your rental agreement, such as lower rent or more favorable terms. They have experience working with landlords and understand how the system works.

Important! However, keep in mind that real estate agents usually charge a commission that can range from a month’s rent to 10% of the annual rent. If you are comfortable handling the process yourself or if you are looking for a simple rental, you may not need a real estate agent.

Useful tips for expats planning to rent in Portugal

- Residence permit: While renting an apartment does not grant you residency, you will need a rental agreement to apply for a residence permit or work permit in Portugal. Make sure your rental agreement is legal and valid throughout the visa application process.

- Legal rights and protections: Portugal has strict tenant protection laws, so make sure you understand your rights as a tenant. For example, landlords are prohibited from evicting tenants without good reason, and rent increases are regulated.

- Insurance: Consider taking out renters insurance (Seguro de Habitação) to protect your belongings against fire, theft or natural disasters.

- Payment system: Many landlords prefer to receive rent by bank transfer, and some may even require proof of income. Always keep records of your payments in case there are any problems later.

- Reliability check: It is common in Portugal to provide a guarantee (often a fiscal number or income certificate) to reassure landlords of your reliability. Some landlords may also ask for references from previous landlords.

Renting property in Portugal as a foreigner is a simple process if you understand the key steps. Whether you choose to work with a real estate agent or navigate the market on your own, understanding the specifics of the rental market, knowing your rights and local customs will help ensure a successful and stress-free rental experience in Portugal.

Get advice from a migration lawyer to rent housing in Portugal without unnecessary worries. We will help with the preparation of documents during the rental, as well as resolve any issues during the residence stage.

Qualified specialists of Visit World – your reliable support during your life abroad!

As a reminder! Portugal is a great destination for expats, because the country has an affordable cost of living, good weather and rich culture. We have already told you what budget will be enough to live in Portugal in 2025, what are the prices of housing, food, entertainment and much more in the country.