Green Card

The principle of operation of the Green Card is similar to CTP insurance, only abroad. In the event of an accident, the culprit's Green Card insurance policy will cover the damage caused by his fault to other participants in the accident - the cost of treatment or repair of the victim's car. 

For more information on the Green Card insurance product, please follow the link.

You will need: a technical passport with data on the car, a document for driver identification (passport of a foreigner or citizen of Ukraine, ID card, driver's license) and an individual tax number.

No, the Green Card can only be issued for a car with Ukrainian license plates.

Algorithm of actions to cover losses by the insurance company:

- Record the scene of the accident using photos or videos (it is important not to change the location of the vehicles before the police arrive).

- Call the police.

- Get a police report on the circumstances of the accident.

- If you are the culprit of the accident, you give a copy of the insurance certificate to the other party to the accident (the victim).

- Notify your insurance company of the accident within fifteen days.

The object of insurance is property interests that do not contradict the legislation of Ukraine related to compensation by the person whose civil liability is insured for damage caused to life, health, property of victims as a result of operation of the insured vehicle.

A road traffic accident involving a secured vehicle that results in civil liability of the person whose liability is insured for damage caused to the life, health and/or property of the victim, except for those defined as exceptions to insured events and constituting grounds for refusal of insurance payment.

The limits of liability in the member countries of the international system "Green Card" are determined taking into account the legislation of each individual country of the place of the accident.

Determined by the Cabinet of Ministers of Ukraine in accordance with Resolution No. 5 dated January 6, 2005 and are the same for all full member insurance companies.

Not applicable.

Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Croatia, Italy, Ireland, Iceland, Luxembourg, Lithuania, Latvia, Malta, Norway, Netherlands, Portugal, Poland, Romania, Sweden, Slovakia, Slovenia, Switzerland, Albania, Andorra, Azerbaijan, Bosnia and Herzegovina, Iran, Morocco, Moldova, North Macedonia, Montenegro, Serbia, Tunisia, Turkey, United Kingdom.

The insurance term is specified in the insurance contract and cannot be less than the minimum term of the contract or more than the maximum term of the contract:

Validity period - policies can be concluded for a period of: 15 days, 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, or one year. The term of the agreement may be extended by entering into a subsequent insurance agreement. The insurance period shall be equal to the term of the Agreement. The Agreement shall enter into force on the date of commencement of the Agreement.

The Insurer shall not indemnify for: 

1) damage caused during the operation of the secured vehicle, but for which no civil liability arises in accordance with the law; 

2) damage caused to the insured vehicle that caused a road traffic accident; 

3) damage caused to property that was in the secured vehicle that caused the road traffic accident; 

4) damage caused while using the secured vehicle during a training trip or for participation in official competitions; 

5) damage that is directly or indirectly caused or contributed to by ionizing radiation, radioactive poisoning caused by arbitrary nuclear fuel, radioactive, toxic, explosive or otherwise dangerous properties of an arbitrary explosive nuclear compound or its nuclear component; 

6) damage related to the loss of the commodity value of a vehicle; 

7) damage caused by damage to or destruction of antiques, products made of precious metals, precious and semi-precious stones, jewelry, religious items, paintings, manuscripts, banknotes, securities, various documents, philatelic, numismatic and other collections as a result of a road traffic accident; 

8) damage caused as a result of a road traffic accident if it occurred as a result of mass riots and group violations of public order, military conflicts, terrorist acts, natural disasters, ammunition explosion, vehicle fire not related to this accident; 

9) damage caused to the life and health of the driver of the secured vehicle that caused the road traffic accident.

The grounds for refusal to pay insurance indemnity (scheduled payment) are:
1) intentional actions of the person whose liability is insured (the insured), the driver of the vehicle or the victim aimed at causing the insured event. The above provision does not apply to persons whose actions are related to the performance of their civic or official duty, committed in a state of necessary defense (without exceeding its limits) or in the course of protecting property, life, or health. Qualification of such persons' actions is established in accordance with the law; 

2) commission of an intentional criminal offense by the person whose liability is insured (the insured), the driver of the vehicle, which resulted in an insured event 

3) failure of the victim or other person entitled to receive compensation to fulfill their obligations under this Law, if this has resulted in the insurer's inability to establish the fact of a road traffic accident, the causes and circumstances of its occurrence or the amount of damage caused; 

4) failure to file a claim for insurance indemnity within one year if the damage was caused to the victim's property and three years if the damage was caused to the victim's health or life, from the moment the road traffic accident occurred.

Not specified.

The procedure for calculating insurance payments is determined by the legislation of each participating country separately and depends on the place of the accident.

Possible consequences for the consumer in case of failure to fulfill the obligations specified in the insurance contract: in case of non-payment of the insurance premium, the insurance contract does not enter into force; in case of untimely notification of the insured event, the insured may be subject to a recourse claim; failure to file an insurance claim within one year if the damage is caused to the victim's property and three years if the damage is caused to the victim's health or life, from the moment of the road accident may result in refusal to pay insurance compensation.

Detailed information about TAS Insurance Group can be found at this link.